Pre-Existing Condition Insurance Plan (PCIP)

I am very interested in this article because I not only am I cancer survivor I am a transplant recepient, which means on going medical cost for the rest of my life, which I am so glad to have!! The article is interesting because she was never denied insurance, she just couldn’t afford her insurance any longer. I am “walking a mile in her shoes”, our family(3 people) private policy started at $400.00 a month 12 years ago and now is $1065.00 a month. I just changed my coverage becasue of my rate increase, I couldn’t go up in coverage, but I could down grade my insurace, thanks to Obama care, that was the loop hole to not dening me insurance. My premiums go up about every other year and most of those were healthy years. The fact that one illness was 2.5 million in claims, makes my premiums pretty affordable. I will always have about $25,000-$30,000 a year in claims( blood draws, scans and meds) with out any major problems (I already have over $100,000 this year because of one bad scan). I am not sure what our answer is, no one should die because they can’t afford a doctor, but I don’tknow how our goverment could afford the medical care we expect, I am pretty convinced that if I didn’t have BCBS I would have never been put on life support until they found another liver and my life saved. I am very interested to know as CC patients how much care we would receive because of our odds, would we get transplants, resections or any clinical trials if we didn’t have private insurance? I am neither for or against goverment involved insurance I just know I had no grief from BCBS.
Thanks for letting me rant, this an on going issue in my life!! My heart breaks for this family, because I can only continue to pay over $12,000 a year for premuims and my deductable so long, I now just thank God I am alive to have this problem!
Lots of prayers for all-Cathy