chance4
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chance4Spectator
JILL,
I am a medical biller. My mother also had the same type of cancer and she had bc/bs which only covered a percentage of her expenses. She also had a $500.00 deductible. Legally, you have to pay your deductible but you can ask any facility if they will accept assignment for the co-insurance. Which means, would they accept whatever the insurance company pays as payment in full. If they won’t you can ask if they would consider reducing the bill. Most places will do this, as they are getting paid something and they do understand your situation. My mothers bill at one facility was over $3500.00 they accepted $1000.00 as pmt in full. Another facility agreed to accept whatever the insurance company paid as pmt in full. If one person tells you no, wait a while and then speak to someone else, you will run into those who have no compassion or understanding. It never hurts to ask, as this is a long rough road. I wish you the best of Luck, may God be with you every step of the way.chance4Spectatordear hopeandgrace,
you have put my own feelings into words. I lost my sweet mom, who was also my best friend to cholangiocarcinoma on 4/30/2007. she fought bravely for 15 months. I miss her so much but i can’t let myself think of her too much because i feel as if i have been punched in the stomach real hard. I have been robbed of the only person who genuinely loved me. I live each day as it comes and nothing is the same. You will never stop missing your mom but the feeling of being lost will slowly start to ease up. I still read these forums to remind myself that I am not alone, I am not the only one out there who Loves and misses their mom and would give anything to be able to hug her or pick up the phone and hear her voice. I would give up everthing that I have just to sit and laugh with her. But I will make the best of the memories until we meet again. My heart goes out to you, you are definately not alone, I too have a gaping hole in my life. Diane -
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